Wheelchair user buying some food in a shop

Cutting the cost of disability

Trying to cope with above average living costs, pushes many disabled people and their families into debt. We have been sharing some great money-saving ideas with The Guardian from our new tips section on our online community.

Scope’s report Priced out; ending the financial penalty of disability by 2020 has revealed that disabled people are twice as likely to live in poverty, with 49% using credit cards or loans to pay for everyday items, including clothing and food.

Disabled adults spend, on average, an extra £550 on costs associated with their disability.

These typically stem from having to pay for items such as wheelchairs and stairlifts, buying more of everyday things like heating or taxis to work, and having to pay more for services like insurance and travel.

So what can disabled people do to cut costs?

Here are just some of the practical tips people have been sending in:

  • Go to Disabledgear.com and Disabilitybits.co.uk to buy second-hand specialist equipment at bargain prices. It’s also free to advertise stuff you no longer use. For example, say you need a Rollator – a walking aid with wheels. They cost around £265 new but on DisabledGear you can find them for £80.
  • Borrow expensive equipment before you buy. Your school/college or day centre may be willing to lend it to you.
  • Charities, including The Newlife Foundation for children and Cerebra offer grants towards specialist equipment, toys and services.
  • Abilitynet gives free IT support including advice on how to apply for grants for specially adapted computer equipment, and a list of organisations to apply to. Its free helpline is on 0800 269 545.
  • Computers for the Disabled supplies recycled PCs and new parts to the disabled and housebound.
  • Filling in the disability living allowance (DLA) claim form can be a daunting task. But the step-by-step guide from Cerebra makes the job easier. Call 0800 328 1159 or email info@cerebra.org.uk to request a printed copy or you can download it and print it out yourself.
  • Some hotel groups such as Travelodge, Premier Inn and Jurys Inn allow three adults to share a family room which is ideal if you need to supervise the person you are caring for and great for cheap short breaks.
  • Specialist shoes can be free. Check with your physio or orthopaedic surgeon.
  • When visiting attractions, ask ahead if they offer any concessions for the disabled. Most offer discounts, special access, and carers-go-free tickets.
  • Search for grants towards the cost of equipment, holidays, housing, and days out at Disability Grants.
  • Families with disabled children can be eligible to free home insulation, council tax rebates etc.
  • Some people may not be aware that incontinence aids such as pads and bed protection sheets are available free in some areas on the NHS. To find out if you are eligible, ask your local district nurse (get details at your GP surgery) for an assessment.
  • Large changing mats can be expensive. Try a waterproof picnic blanket, much cheaper and easy to keep clean.
  • Baby wipes cost a small fortune and we get through thousands so we buy them in bulk using Amazon’s “subscribe and save” feature which offers a discount of up to 15% and free regular deliveries.
  • I’ve been looking for a writing slope for ages but didn’t want to pay £40 plus. I finally found one in Ikea called BRÄDA for £2.50 that is meant for a laptop, but does the job!
  • Sponge hair rollers are a fantastic and cheap way to help improve grip on tricky objects. Just slot the sponge hair roller through a fork, toothbrush etc.
  • Since therapeutic chairs are so expensive, I made my toddler a little play station with a Bumbo seat and a tray with legs that is used for eating in bed. The tray has a table that can incline towards him to draw or do puzzles, and I use it flat for playing with blocks.

Read other tips about finance and benefits, equipment and aids and around the home.